Buy to Let
Mortgages

Buy to Let mortgages are available where the loan to value can be up to 85% of the property value and where the rental income only is used to support the mortgage payment.  In such cases the rental income needs to equal at least 130% of the mortgage payment.

An adverse credit record is also accepted up to 85% on a self certification of income basis.

For borrowers who are able to demonstrate that their earned income is sufficient to support the mortgage payments the mortgage can be up to 95% of the property value.

Using the rental income to support the Buy to Let mortgage it is possible to build an unlimited portfolio of properties up to maximum of £2 million total mortgages.

If you are looking to re mortgage your existing Buy to Let mortgage then you can normally borrow up to 85% loan to value.

For further details please contact us or complete this form.

We can also arrange Landlords Household Insurance providing comprehensive cover for buildings and contents of tenanted properties.